BUSINESS HELOC

Find the funds to help your business soar. 

A business home equity line of credit (HELOC) lets you use the equity in your home for a line of credit in your business’s name. It’s an easy way to access funds for your business. The Elevations Business HELOC offers:

  • Long-term liquidity access: 10 years of fund access followed by 10-year repayment period

  • Affordable payments: Interest-only payments during 10-year draw period

  • Low-cost origination: We’ll pay $250 towards your closing costs.

Business Woman having business lunch

Elevations Business Banking

It Matters Where You Bank.

Elevations Credit Union has supported Coloradans for more than 60 years. And we work hard to help Coloradans who want their businesses to Run, Grow and Thrive in the competitive Colorado market. Our Business Banking Team is dedicated to finding the right solutions for you. Because your success is our success.

Run, Grow and Thrive with Elevations

Elevations offers more ways to help your business Run, Grow and Thrive in the competitive Colorado market.

RUN

Running a successful business is as invigorating as it is challenging. Elevations Business Banking can help you stay in control, manage cash flow and track performance simply all in one place.  

Robust Online Business-Services Technology and In-Person Support. 

Relationship Managers Who Connect You With Other Local Businesses to Support Common Goals.

Human Resources & Payroll referral to trusted third party Journey Payroll.

GROW

We offer the products and services you need to grow your business.

Commercial Real Estate: From buying property to building from the ground up, we have the solutions you need and extensive experience in our Colorado markets.

Revolving Lines of Credit: We support businesses that have working-capital needs for demands such as daily operating expenses.

Business Auto Loans: Expand your fleet with competitive auto loans.

Equipment Loans: Our local, in-house equipment solutions allow you to take advantage of a single point of contact from start to finish.

Business Credit Cards: Benefit from the ease and protection of a business credit card by exploring our robust credit card offerings.

THRIVE

We empower businesses of all sizes with tailored financial solutions and personalized guidance, to help them grow and thrive.

Elevations Helps your:

Sole proprietorship (1 Employee)

Small business (2-25 Employees)

Medium-sized business (26-100+ Employees)

Banking Access to:

Business loans with competitive rates

Business savings and checking accounts

Business credit cards

Expertise of the Elevation

Business Credit Cards

Your business deserves some credit.

Elevations offers a range of Visa® business credit cards that give your business a whole new kind of spending power with no annual fees. Choose from options with low rates, rewards and cardholder benefits.

The owner of Conscious Coffees sitting on a stack of burlap bags of coffee beans

Craig Lamberty: Co-owner of Conscious Coffees, a boutique roastery dedicated to the ethical sourcing of coffees from small farm cooperatives.  Business banking member since 2018.

branch building with Elevations branding

Why Join Elevations?

We invest in your business and our community.

Elevations is a credit union dedicated to supporting local Colorado communities. We offer the services you expect from traditional banks, but our profits are reinvested back into our neighbors and local businesses, not outside shareholders. When you bank with Elevations, you’re working with a locally grounded credit union with national reach. Elevations is your Colorado team that’s here to listen to the financial goals of your business and help you reach them. Because, like you, we're invested in the future of our community.

Founded in 1952

We actively give back to the people and places we serve.

At Elevations, we believe in empowered banking. We exist to foster growth in our community by providing members with the solutions and support they need to strengthen their local businesses. We are an award-winning Colorado financial institution with over $3 billion in assets and more than 170,000 members. Our focus remains on empowering our members with financial solutions and education. We provide a consultative approach to help you realize long-term success for your business. Whether you’re working with a Commercial Lender for your real estate needs or a Business Banking Relationship Manager for deposits, vehicle loans or other term loans and lines of credit, Elevations can help your business Run, Grow and Thrive.

Upcoming Event

More business seminars are coming soon.

We’re committed to financial education and believe educated members make better financial decisions. That’s why we host dozens of seminars every year that are free and open to the public. We don’t have a business seminar on our calendar right now, but you can access free financial education resources on our blog or browse other upcoming seminars.

Two people writing on a notepad between two laptops
Four members of the Elevations business banking team

Business Banking Team

We're in business for your business.

The Elevations Business Banking Team is equipped to help your business Run, Grow and Thrive. We provide a consultative approach, whether you're just starting out or have matured and grown over many years.

Checking & Savings

Options to meet the cash management needs of your business.

Learn more

Lending

A range of revolving lines of credit and loans to keep your business moving forward.

Learn more

Credit Cards

Business spending power with no annual fees, competitive rates & rewards.

Learn more

^ Annual Percentage Rate. Current range of Elevations Business Visa® Rewards credit card rates 18.24% APR to 24% APR. Current range of Elevations Business Visa ® credit card rates 16.24% APR to 24% APR. 

**Visa® Rewards credit card $0.01 value per point at cash redemption. Elevations Rewards are subject to change and to program rules.  

= Rate shown as low as 0% for qualified borrowers. Rate may change depending on credit qualifications and underwriting factors. Borrower must have approved credit and limitations may apply. The introductory Annual Percentage Rate (APR) will continue for 13 billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers.