\n The maximum loan-to-value (LTV) that lenders allow varies based on a number of factors, but\n it is typically no more than 80% for an owner-occupied residence. To calculate your LTV\n ratio, divide the amount left to pay on your loan by the current appraised value of your\n house. For example, $200,000 left to pay on loan/$400,000 appraised value = 50% LTV.\n
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