Auto Loans

Auto loan service with serious horsepower.

APR from 4.49%*

Our auto loans are all revved up with industry-leading service, great rates, fewer fees and a simple online application process. In fact, you could get approved instantly. Get your application started by choosing how you’re purchasing your vehicle:

Buy from dealershipBuy from private seller

Benefits of Elevations Auto Loans:

  • Instant approval for qualified applicants

  • Available for new and used vehicles, whether you purchase from a dealership or buy from a private party — you can even refinance your current auto

  • Qualifying members can get up to 115% loan-to-value (LTV) — that’s the difference between the amount borrowed and the sales price

  • Access to our auto buying service, AutoTrek, and our dealer search tool for an easier car buying experience

  • Choose from a range of term options

View from inside of a car driving in snowy mountains
Man on an ATV with a dog sitting on his lap

What vehicles do you finance?

We’re not just talking loans for new and used cars. We finance everything from trucks, motorcycles (special Harley rate), (titled) ATVs and RVs to boats, jet skis, snowmobiles, scooters and pretty much anything else on wheels, water or snow. Not sure if we can finance your vehicle? Let’s figure it out.

Auto and Harley Motorcycle Loan Rates

Auto and Harley Motorcycle Loan Rates
TermsModel YearAPR Starting At*
Up to 63 Months2017-20194.49%
Up to 63 Months2016-older4.99%

*APR = Annual Percentage Rate
†Term of up to 63 months; estimated monthly payment of $18.50 per $1,000.00 borrowed. The APR is the Credit Union’s standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. Effective 1/24/2020. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Motorcycle and Recreational Vehicle Loan Rates

Motorcycle and Recreational Vehicle Loan Rates
TermsVehicle TypeAPR Starting At*
Up to 63 MonthsTitled Loans: Motorcycle, Motorhome, Travel Trailer8.45%
Up to 63 MonthsUntitled Loans: Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile8.95%

*APR = Annual Percentage Rate
†Term of up to 63 months; estimated monthly payment of $20.00 per $1,000.00 borrowed. The APR is the Credit Union’s standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. Effective 1/24/2020. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Ready to get started?

Apply online.

Get started by selecting where you’re buying:
At a dealership
From a private seller

Get approved.

Depending on your application, you may be approved instantly.

Go buy your ride.

Once you get behind the wheel, be sure to wave when you drive by.

Tools to buy or refinance your ride:

AUTOTREK

Let us do the heavy lifting for you.

AutoTrek provides a comprehensive auto buying experience for new and used vehicles. They'll help you find the car that fits your budget, negotiate prices with the dealership and even deliver your car and paperwork to your home or office. Even better, they’re a trusted auto buying source, so you know you’re in good hands.

Learn more

DEALER INVENTORY SEARCH TOOL

Search, build and research your next car.

Our dealer inventory search tool can help you hone in on the exact ride you want. Search, build and research the countless cars in our dealership network. You can request more info, save your searches and connect with a dealer you know and trust.

Learn more

AUTO LOAN CALCULATOR

Estimate your monthly auto payments.

Use our auto loan calculator to help get a better picture of what to expect with a new auto loan. You can estimate what your monthly payments might be and the total amount you will pay for the vehicle.

Let's do the math

REFINANCE

Refinance to save money or get cash out.

By refinancing your auto loan from Elevations or another financial institution, you have the potential to lower your monthly payments and save money for the road ahead, or even cash out your equity for other uses. When you refinance, you’ll receive a $100 rebate that you can opt to donate to Elevations Foundation for local scholarships.

Refinance

Options to protect your purchase:

More ways we can help you

HOME EQUITY

Use your home's value to renovate, fund education or even refinance debt.

Learn more

CREDIT CARDS

Be a card-carrying member of your community with no annual fee.

Learn more

FINANCIAL PLANNING

Save for retirement, pay for college — and everything in between.

Learn More

* APR = Annual Percentage Rate
Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications. Borrower must have approved credit and limitations may apply. Please speak with an Elevations representative for more information.