Home Energy Loans
APR from 2.75%*
You want to save money and care for this beautiful place we call home. We want to help make it happen. An Elevations Home Energy Loan can finance renewable solar energy, new windows, efficient appliances and beyond. We provide energy loans to homeowners across the state of Colorado through longstanding partnerships with local and statewide initiatives.
Projects we’ve funded.
From renewable energy projects like solar panels to energy-efficiency upgrades like HVACs, windows, air sealing, insulation and ENERGY STAR® appliances, we’ve funded more eco-friendly improvements than we can count. Not sure if your project qualifies? Let’s figure it out.
Energy Loan Rates
|Terms||APR Starting At*||APR Up To*|
Provided in partnership with:
Boulder County’s EnergySmart Program
Energy loans are made possible for Boulder County residents through EnergySmart.
HELP Loans for City of Fort Collins Utilities Customers
We offer energy loans to City of Fort Collins utilities customers with electric and water services.
Colorado Residential Energy Upgrade (RENU) Loans
We proudly partner with the Colorado Energy Office to offer the statewide RENU loan program.
Commonly asked questions
If you’re not sure where to begin, let us know and we can help you find a participating contractor and local program.
For home energy loans on a personal house or property, the minimum amount is $500. For business energy loans, the minimum is $1,000.
An energy assessment is not required, however we recommend getting an energy assessment because it may help you identify and prioritize energy-efficiency projects.
Some examples of approved home energy projects include:
Rooftop solar panels
Heating, ventilation and air conditioning (HVAC)
Insulation and air sealing
ENERGY STAR® appliances
Energy assessments and monitoring
There is a $25 processing fee for Elevations Energy Loans and UCC-1 County Filing Fees will apply.
More ways we can help you
*APR = Annual Percentage Rate. APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply.
Payment example: $15,000 loan for 120 months at 5% would be $159 a month.
The rate may vary depending on each individual's credit history and underwriting factors.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.